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Financing Your Rehabilitation Options to Cover Drug or Alcohol Rehab Costs

Nothing is more important than getting sober right now. It’s time you got clean and took the stress of your addiction off your family. Don’t let a lack of money stop you from checking into rehab.

There are effective ways to cover rehab costs. There are several credit programs you may be able to access to assist you. If you’d like to learn more about them, read on.

Getting from Addiction to Recovery

People with addiction engage in compulsive use despite its harmful consequences. The substance abuse starts to take over your life, even though you know it causes problems. There is actually a change to your brain’s wiring when you are addicted, causing intense cravings for the harmful substances you’re addicted to.

If every day of substance abuse is doing you damage, remember that with every day you are sober you are healthier. That’s why we call it lifelong recovery.

Addiction: You’re not alone

Whether you’ve made some bad decisions and now experience addiction or your loved one has, you’re not alone. Abuse of alcohol and other drugs costs the US $740 billion each year in costs like crime, lost productivity and health care provision. The national rate of death from overdose rose from 17,000 in 1999, to 36,000 in 2007, and today sits at 70,000 per year.

That’s a two-fold increase in a decade. Seeing the stats, it’s understandable that your loved ones are so worried about you. The good news though is that there’s hope.

Addiction isn’t a weakness, it’s a chronic illness. Like any other illness, it’s important to seek professional help to overcome it. Attending rehab is one of the most common-sought ways to do that.

The Importance of Rehab

People can recover from addiction to lead normal and healthy lives. There are many effective treatments out there, used together or separately. By going to a drug rehabilitation center, you’ll find people experienced in different methods of addiction recovery.

Brain scans of people experiencing addiction show that areas of the brain responsible for judgment, learning, memory, decision-making and behavior control are altered by the addiction. These changes may last longer than the effect of the drug itself, so recovery can be a long road. If you suspect that you or someone you love is an addict, you can review the symptoms of addiction.

Symptoms of Addiction

A substance use disorder has particular symptoms. These can be grouped into four categories:

  • Impaired control over drug use
  • Risky use despite knowing about potential problems
  • Social problems resulting from use such as poor work performance or loss of friends
  • Drug effects like tolerance or withdrawal symptoms

If you recognize your actions or those of someone you love in the list of symptoms of addiction, it’s time to seek out help.

How to Seek out Help

There are many effective treatments for addiction, but it all starts with recognizing that you have a problem. If you recognize your symptoms in the list above and want to do something about your addiction, there is help out there. The first step is a formal assessment by a health professional.

Available Treatments

Addiction has complicated presentations and different causes so the best treatment depends on the individual and their circumstance. Multiple treatments are often the best approach. Health professionals can combine withdrawal-relief medications with therapy that brings insight into the behaviors and thinking patterns that fuel the addiction.

A treatment team can include psychiatrists, nurses, social workers, and group therapy sessions. The process might involve hospitalization for treatment of immediate withdrawal symptoms, therapeutic communities like rehab centers, and outpatient programs to stay sober.

What Happens at Rehab?

Getting past withdrawal symptoms is only one part of rehab. A rehab center will also have therapeutic groups and individual programs that help you look at the trauma, self-esteem, coping ability, psychiatric and/or social problems that contributed to substance abuse and addiction developing. They’ll work with you on getting healthy again, in body, mind, and social settings.

Why It’s so Important You Start Now

Every day you are addicted raises the chances of you dying of an overdose or another addiction-related disease or accident. By getting sober, you’re vastly improving your chances of a long and healthy life. Spent with those that love you.

We know that addiction increases the chance that you’ll make poor decisions socially, financially, and in your career. Be brave enough to own up to your addiction, and to start to get some help with your recovery.

Can I Do It at Home, for Free?

You might be ready to stop using, but not have the funds to go to a professional rehab. Perhaps you’re considering detoxing at home. You should avoid that.

Addiction isn’t a willpower issue, it is an illness. As such, it should be treated with the supervision of health professionals. What’s more, at-home detox can be very dangerous.

Symptoms of withdrawal include headaches, panic attacks, mood swings, hallucinations, nausea, and vomiting. The risks of at-home detox include relapse, overdose, medical complications, and mental health concerns. A professional detox with medical supervision includes the sort of medical and psychiatric care that you need to keep you safe throughout the process.

Choosing the Right Rehab

In considering which rehab program is best for you, don’t just consider location or cost. Look for a program that caters to individual needs and which focuses on empowerment, giving you the tools to stay sober long after leaving the center. Look for somewhere with a mix of medical and clinical professionals, like Best Rehabs In Arizona.

At Best Rehabs In Arizona, we know not every addict’s experience is the same. We create unique treatment programs for each individual. This might be over a 30, 60, 90 or 120-day track. Our program focuses on education about addiction to empower our patients.

The program we recommend in most cases is our 90-day treatment track. It goes far beyond identifying the problem, giving you the tools to overcome it. In this program you’ll look at the negative impact addiction has had on your life, your family, your career and your future.

We combine therapeutic, medication and social methods to get you sober and help you stay that way. You’re connected to a sober network to help keep you in lifelong recovery.

Rehab Costs

Sadly, one of the barriers to getting from addiction to wellness is the cost of rehab. It needn’t be. There are a few options out there that can help you finance the intervention.

You can finance your rehab through some health insurance policies, with savings, using Medicare or Medicaid. Your employer may have an employer assistance program (EAP) to help employees and their families with challenges like an addiction. You might even find special credit programs for people needing to attend addiction treatment.

Ask your health provider what payment assistance they know of for addiction recovery. They want to see you better and will be too happy to link you to support they’re aware of. These programs may ask for proof of earnings, credit history and alike as part of their decision-making process before awarding credit.

How to Finance Rehab

The most important step is being clear about your sobriety goals and finding the program most likely to meet them. Research shows that rehab costs are far lower than the cost of long-term addiction. To plan rehab costs, go through the following steps.

1. Work with a health care professional to work out your treatment needs

2. Make a list of quality rehabs that meet those needs

3. See which are available within your financial and insurer requirements

4. Contact the rehab center and your insurer to get a list of costs for the treatment you need, according to their agreed-upon rates

5. Work out if there are any additional out-of-pocket expenses and whether you can afford them

Treatment can be expensive. You need to keep in mind two things. One, that the most expensive center isn’t necessarily the best. And two, that at any price, rehab is cheaper for you and your family than the cost of long-term addiction.

Check in to Rehab Today

Today, almost half of all Americans have a friend or family member addicted to drugs. It’s no time to put of getting help, with addiction levels now at epidemic proportions. Home detox is ineffective and unsafe, but often patients don’t have the money to pay for rehab themselves upfront.

Ask your health professional what credit programs they know of to help you get sober. Call your insurer and the rehab center you prefer to see what agreed-upon rates they have. Finally, remember to check out if your employer has any sort of EAP that could be put to use here.

No matter what your rehab costs, it’s worth it. If you’re ready to leave addiction behind you and get on the path to recovery, let pathfinders help you. Contact us to discuss costs and financing for treatment at our professional rehab centers today.

Charlie Carlson

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